Change to Funds Availability Policy

Changes in Terms Notice

Funds Availability Policy

Due to changes in the Federal Regulation CC (Expedited Funds Availability Policy), effective 7/1/2020, we are increasing the amount we make available for withdrawal by checks not subject to next day availability to $225. In addition, the amount available for withdrawal on exception holds for large deposits and new account holds is increasing to $5,525.

If we delay availability on a deposit, we will provide a notice of delayed availability to you promptly.  Should you have any questions, please do not hesitate to contact us in Mertzon at (325) 835-4321, Twohig at (325) 657-0116 or Knickerbocker at (325) 223-0234.