Savings and CD Accounts

Interest rates are subject to change. Please contact the Bank for current interest rates.
You must deposit $50.00 to open this account.
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per quarter with no more than three by debit card or similar order to third parties.
Your monthly Savings Account statement will not include any transaction images. Images will be available via Internet Banking.
A $5.00 base charge fee will be imposed on your account at the end of the quarter if your balance falls below $50.00 at any point during the quarter.
A debit charge fee of $3.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a quarter.
Please contact the Bank for a full listing of account terms and bank fees.

Interest rates are subject to change. Please contact the Bank for current interest rates.
You must deposit $1,500.00 to open this account.
If your balance falls below $1,500.00 on any day in the monthly statement cycle, we will impose a base charge fee of $15.00 for that month.
Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, debit card, or similar order to third parties.
Please contact the Bank for a full listing of account terms and bank fees.

Earn a fixed rate of interest for a term of 30, 60, 90, 180, or 365 days.
Interest rates are subject to change. Please contact the Bank for current interest rates.
You must deposit $1,000.00 to open this account.
After the initial deposit, you may not make any deposits into your account until maturity.
Amounts withdrawn before maturity will be subject to an early withdrawal penalty.
Please contact the Bank for a full listing of account terms and bank fees.

An IRA is a tax-deferred personal retirement account.
FNB Mertzon offers you the ability to open an IRA utilizing our Certificate of Deposit products, subject to IRS rules.
Interest will be credited to your account annually.
You may make unlimited deposits into your account, subject to the dollar limitations in the IRS rules.
Amounts withdrawn before age 59 ½ may be subject to IRS penalty, as well as an early withdrawal penalty from the Bank.
Please contact the Bank for a full listing of account terms and bank fees.