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Privacy Policy

Facts	What does the First National Bank of Mertzon do with your personal information?
Facts Why?	What does the First National Bank of Mertzon do with your personal information? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Facts What?	What does the First National Bank of Mertzon do with your personal information? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Transaction history Credit history Overdraft history Checking account information When you are no longer our customer, we continue to share your information as described in this notice.
Facts How?	What does the First National Bank of Mertzon do with your personal information? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First National Bank of Mertzon chooses to share; and whether you can limit this sharing.

Facts

What does the First National Bank of Mertzon do with your personal information?

Facts

Why?

What does the First National Bank of Mertzon do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Facts

What?

What does the First National Bank of Mertzon do with your personal information?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances
Transaction history
Credit history
Overdraft history
Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

Facts

How?

What does the First National Bank of Mertzon do with your personal information?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First National Bank of Mertzon chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The First National Bank of Mertzon share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does The First National Bank of Mertzon share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes - to offer our products and services to you	Does The First National Bank of Mertzon share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For joint marketing with other financial companies	Does The First National Bank of Mertzon share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates' everyday business purposes - information about your transactions and experiences	Does The First National Bank of Mertzon share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates' everyday business purposes - information about your creditworthiness	Does The First National Bank of Mertzon share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does The First National Bank of Mertzon share? No	Can you limit this sharing? We don't share

Questions?

Call 325-835-4321 or go to fnbmertzon.com

What We do	no
What We do How does The First National Bank of Mertzon protect my personal information?	no To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
What We do How does The First National Bank of Mertzon collect my personal information?	no We collect your personal information, for example, when you Open an account Apply for a loan Provide account information Give us your contact information Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What We do Why can't I limit all sharing?	no Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We do

How does The First National Bank of Mertzon protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

What We do

How does The First National Bank of Mertzon collect my personal information?

We collect your personal information, for example, when you

Open an account
Apply for a loan
Provide account information
Give us your contact information
Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What We do

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions	no
Definitions Affiliates	no Companies related by common ownership or control. They can be financial and non-financial companies. The First National Bank of Mertzon has no affiliates.
Definitions Nonaffiliates	no Companies not related by common ownership or control. They can be financial and non-financial companies. The First National Bank of Mertzon does not share with nonaffiliates so they can market to you.
Definitions Joint Marketing	no A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The First National Bank of Mertzon doesn't jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
The First National Bank of Mertzon has no affiliates.

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
The First National Bank of Mertzon does not share with nonaffiliates so they can market to you.

Definitions

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
The First National Bank of Mertzon doesn't jointly market.

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